Privacy Policy

Introduction

This Privacy Policy governs your use of www.express-fin.com, operated by Express Financing Solutions LLC. By accessing this website, you consent to the terms outlined in this policy.

By using this website, you consent to receive electronic communications from Express Financing Solutions LLC, our lending partners, and affiliates. These communications may include emails, text messages, push notifications, website messages, mobile application messages, disclosures, notices, and documents related to the services provided by Express Financing Solutions LLC, our lending partners, and affiliates.

Server Logs

Our servers automatically record information such as your IP address and website interactions. These server logs do not include personal identifiers such as your name, address, or contact details. We use this information for troubleshooting, traffic analysis, and website management.

Cookies

We may use cookies on select pages. Cookies are small files stored on your device to improve website functionality and enhance your user experience. Cookies do not automatically gather personal information, but they may identify your browser.

Voluntary Information Submission

Any information you voluntarily submit through forms, email, or other website interactions may be collected. We may use this information to process requests, resolve disputes, troubleshoot issues, and enforce our Terms of Use.

Information you publicly share may not be protected and may be used by others outside of our control. We may occasionally send promotional or informational emails, which you may opt in to or opt out of where applicable.

We cannot guarantee that private communications or personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy.

Data Disclosure

We may disclose your information without consent if legally required, including in response to law enforcement requests or legal process. We do not sell or rent our user list.

Information Sharing

By submitting inquiries for services through our website, you consent to the sharing of your information with our lending partners, including Upgrade, subject to their individual privacy policies. You may review Upgrade’s privacy policy here: Upgrade Privacy Policy.

Express Financing Solutions LLC reserves the right to inform the borrower’s contractor once a loan has been obtained.

External Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their policies before submitting information.

Security

We take reasonable steps to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee protection against unauthorized access.

Children’s Privacy

Our services are intended for adults age 18 and older. We do not knowingly collect information from children under 18.

Policy Changes

We reserve the right to modify this policy at any time. Updates will be posted on this website.

Contact Information

For questions regarding this policy, contact us at info@express-fin.com or call 1-800-582-2109.

Mailing address:
Express Financing Solutions LLC
7890 Peters Road
Plantation, FL 33324

California Residents

Under the California Consumer Privacy Act, California residents may have specific rights regarding their personal information, including the right to request access to, deletion of, or information about the sharing of their personal data. To exercise these rights, please contact us using the contact information above.

Data Sharing Compliance

We do not sell personal information. We may share anonymized demographic data with partners for the purposes outlined in this policy.

Personally Identifiable Information

This Online Privacy Policy outlines our information collection practices on our websites, including, but not limited to, www.express-fin.com, collectively referred to as the “System.” This Online Privacy Policy applies to Personally Identifiable Information collected through Express-Fin’s System. It does not apply to information, including personally identifiable information, collected from third-party sources, such as consumer reporting agencies, or information that a user reveals or posts in any public forum, on websites that link to or from our System, or on any other website or mobile application.

“Personally Identifiable Information” means any information collected through our System that is reasonably likely to identify a specific individual. Personally Identifiable Information collected through the System may include, but is not limited to, an individual’s name, address, email address, income, financial and banking information, banking account information, payment card data, Social Security number, telephone number, or date of birth.

Last revised: December 1, 2023


E-Consent Disclosures

Introduction

These E-Consent Disclosures apply to all communications, services, and transactions between you and Express Financing Solutions LLC through www.express-fin.com and its affiliated entities.

Scope of Consent

By using this website, you consent to receive electronic communications from Express Financing Solutions LLC, our lending partners, and affiliates. These communications may include emails, text messages, push notifications, website messages, mobile application messages, disclosures, notices, and documents related to the services provided by Express Financing Solutions LLC, our lending partners, and affiliates.

Electronic Delivery of Communications

You agree that Express Financing Solutions LLC may provide communications to you in electronic format and that such electronic communications shall be considered “in writing.”

Withdrawal of E-Consent

You may withdraw your consent to receive communications electronically by contacting us at info@express-fin.com or 1-800-582-2109. Withdrawal of your e-consent may result in the termination of your access to certain services.

Request for Paper Copies

You may request a paper copy of any electronic communication at no charge by contacting us using the information above.

Updating Your Contact Information

It is your responsibility to keep your primary email address current. If Express Financing Solutions LLC sends an electronic communication to the email address on file and you do not receive it because the address is incorrect, outdated, blocked, or otherwise unavailable, Express Financing Solutions LLC will be deemed to have provided the communication effectively.

Agreement and Acknowledgment

By using the services of Express Financing Solutions LLC, you acknowledge and consent to the terms outlined in these E-Consent Disclosures. You also confirm that you have the necessary hardware and software capabilities to receive electronic communications and that you will notify us of any changes to your email address.

Last updated: December 1, 2023

Who We Are

Our website address is: https://express-fin.com/.

Comments

When visitors leave comments on the website, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string to help with spam detection.

An anonymized string created from your email address, also known as a hash, may be provided to the Gravatar service to determine whether you are using it. The Gravatar service privacy policy is available at https://automattic.com/privacy/. After approval of your comment, your profile picture may be visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images that include embedded location data, such as EXIF GPS data. Visitors to the website may be able to download and extract location data from images on the website.

Cookies

If you leave a comment on our website, you may opt in to saving your name, email address, and website in cookies. These cookies are provided for your convenience so you do not have to enter your details again when leaving another comment. These cookies last for one year.

If you visit our login page, we will set a temporary cookie to determine whether your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will set cookies to save your login information and screen display preferences. Login cookies last for two days, and screen option cookies last for one year. If you select “Remember Me,” your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you edited. It expires after one day.

Embedded Content from Other Websites

Articles on this website may include embedded content, such as videos, images, articles, or other materials. Embedded content from other websites behaves in the same way as if the visitor had visited the other website directly.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with the embedded content, including tracking your interaction if you have an account and are logged in to that website.

Who We Share Your Data With

If you request a password reset, your IP address may be included in the reset email.

How Long We Retain Your Data

If you leave a comment, the comment and its metadata may be retained indefinitely. This allows us to recognize and approve follow-up comments automatically instead of holding them in a moderation queue.

For users who register on our website, if any, we store the personal information they provide in their user profile. Users can see, edit, or delete their personal information at any time, except they cannot change their username. Website administrators can also see and edit that information.

Your Data Rights

If you have an account on this website or have left comments, you may request an exported file of the personal data we hold about you, including any data you provided to us. You may also request that we erase any personal data we hold about you. This does not include data we are required to keep for administrative, legal, or security purposes.

Where Your Data Is Sent

Visitor comments may be checked through an automated spam detection service.