Privacy Policy
Introduction
This Privacy Policy governs your use of the website www.express-fin.com, operated by Express Financing Solutions. By accessing this site, you consent to the terms outlined in this policy.
Server Logs
Our servers automatically record data such as your IP address and website interactions. These “server logs” do not include personal identifiers like name, address, or contact details. We utilize these logs for troubleshooting, traffic analysis, and website management.
Cookies
We employ cookies on select pages. These small files are stored on your device to improve website functionality. Cookies, non-executive by nature, do not automatically gather personal information but do identify your browser to enhance user experience.
Voluntary Information Submission
Any information you voluntarily submit via forms, email, or other interactions may be collected. We use this data for request processing, dispute resolution, troubleshooting, and enforcing our Terms of Use. Publicly shared information is unprotected and may be used by others outside our control. We occasionally send promotional or informational emails, which you can opt in or out of. We cannot ensure that all your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy
Data Disclosure
We may disclose your data without consent if legally required or for law enforcement purposes. We do not use your information for marketing without your consent and do not sell or rent our user list.
Information Sharing
Submitting inquiries for services on our site implies consent to share your information with our lending partners (Upgrade) as per their individual privacy policies. Express Financial Solutions, LLC reserves the right to inform the borrower’s contractor once a loan is taken out.
External Links
Our website contains links to other sites. We are not responsible for their privacy practices. We encourage you to read their policies.
Security
We take reasonable steps to protect your information but cannot guarantee complete security against unauthorized access.
Children’s Privacy
Our services are intended for adults over 18. We do not knowingly collect information from children under 18.
Policy Changes
We reserve the right to modify this policy, with updates posted on our website.
Contact Information
For any queries regarding this policy, contact us at info@express-fin.com or 800-582-2109. Our mailing address is 7890 Peters Road, Plantation, Florida 33324.
California Residents
Under the CCPA, California residents have specific rights regarding their personal information. You may request access to, deletion of, or information about the sharing of your personal data. Exercise these rights by contacting us at the details provided.
Data Sharing Compliance (CCPA)
In line with the CCPA, we do not sell personal information. We may share anonymized demographic data with partners for outlined purposes.
Last Revised: [Dec 01, 2023]
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E-Consent Disclosures
Introduction
This E-Consent Disclosures (“Disclosures”) applies to all communications, services, and transactions between you and Express Financing Solutions through the website www.express-fin.com, and its affiliated entities (collectively, “Express Finance”, “we”, “us”, or “our”).
Scope of Consent
By using this website, you hereby give your express consent to receive electronic communications from Express Financing Solutions, our lending partners, and affiliates, including but not limited to emails, texts, push notifications, and messages through our website or mobile applications. This consent extends to all interactions, transactions, disclosures, notices, and documents (collectively, “Communications”) related to the services provided by Express Financing Solutions and our lending partners, and affiliates.
Electronic Delivery of Communications
You agree that Express Financing Solutions may provide you with any Communications in electronic format, and that such electronic Communications shall be considered “in writing.”
Withdrawal of E-Consent
You may withdraw your consent to receive Communications electronically by contacting us at info@express-fin.com or 800-582-2109. However, withdrawal of your e-consent may result in the termination of your access to our services.
Request for Paper Copies
At any time, you may request a paper copy of any electronic Communication at no charge by contacting us as outlined above.
Updating Your Contact Information
It is your responsibility to keep your primary email address up to date so that Express Financing Solutions can communicate with you electronically. You understand and agree that if Express Financing Solutions sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, Express Financing Solutions will be deemed to have provided the Communication to you effectively.
Agreement and Acknowledgement
By using the services of Express Financing Solutions, you affirmatively acknowledge and consent to the terms outlined in these E-Consent Disclosures. You also confirm that you have the necessary hardware and software capabilities described above and that you will update us with any changes in your email address.
Last updated: Dec 01 2023
This Express Financing Solutions website privacy policy (the “Online Privacy Policy”) outlines our information collection practices at our websites, including, but not limited to www.express-fin.com (individually and collectively, the “System”). This Online Privacy Policy applies to Personally Identifiable Information (defined below) collected through Express-Fin’s System, but does not apply to information, including personally identifiable information, collected from third-party sources (such as consumer reporting agencies) or that individual user of the System (“User,” “you,” and “your”) reveals or posts in any public forum on our System, websites that link to or from our System, or any other website and/or mobile app.
“Personally Identifiable Information” is any information collected through our System that is reasonably likely to identify a specific, unique individual. Personally Identifiable Information collected through the System may include, but not be limited to, an individual’s name, address, e-mail address, income, financial and banking information (including banking account information and payment card data), Social Security number, telephone number, or date of birth.
Our website address is: https://express-fin.com.
Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Suggested text: If you request a password reset, your IP address will be included in the reset email.
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Suggested text: Visitor comments may be checked through an automated spam detection service.
By accessing or using any Express Financing Solutions LLC website (individually and collectively, the “website”) and/or mobile app (individually and collectively, the “mobile application”), or other systems maintained by us and/or our affiliates (collectively, “Express-Fin”, “we”, “us”, “our”, or “system”), you (the “user” or “you”), whether you are a consumer seeking financing (a “customer”), an individual employee or other representative (a “client representative”) of a business (a “client”) that provides, products and/or services that may be financed through our system, an employee or other representative (a “financier representative”) of a financing source (a “financier”) that may provide financing for a customer’s purchase of a product and/or service from a client or another business, or an employee or representative of Express-Fin or one or more of its affiliates (a “efs representative”), confirm that you have read, understand, and agree to be bound by these terms of use (“terms of use”), regardless of whether you or any customer referred by you to this website or mobile application receives, or the financier you are employed by or represent provides, any financing through the Express-Fin program. Read more…
The website, the mobile application and all associated pages and services that you can access on the website and the mobile application and all software therein are collectively referred to as the “system.” customfin provides a system to help match customers who are looking to obtain a loan to purchase certain product and/or service with financiers that may or may not be willing to provide said loans (“Express-Fin program”).
Express financing solutions is not a lender or a broker. Express-Fin is a third-party technology vendor who supplies access to service providers, lenders and/or brokers. Express-Fin does not approve or deny a borrower’s ability to obtain a loan nor does Express-Fin make any decisions regarding the borrower’s ability to obtain a loan from a lender/broker. Any information provided through Express-Fin is not an application for a loan from express financing solutions, llc. Express-Fin makes no representations of any rates, points, or loan programs offered through lenders and brokers. Any issues related to money, payments or approvals is between the borrower and the lender/broker. Any information submitted through Express-Fin is for the purpose of obtaining additional information regarding a potential loan provided through a third-party lender/broker.
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